The Board evaluates a financial institution's branch availability and companies in a facility-centered evaluation space depending on the following:
Disaster preparedness and climate resiliency actions help men and women and communities to get ready for, adapt to, and stand up to all-natural disasters or climate-associated pitfalls or disasters. Disaster preparedness and weather resiliency things to do advantage or serve qualified census tracts and:
This portion does not apply to banks that don't perform professional or retail banking products and services by granting credit rating to the public in the ordinary system of organization, other than as incident for their specialized operations and finished on an accommodation basis.
(ii) In excess of 50 p.c of your task is non-household as calculated by the percentage of full square footage or greenback quantity of the project.
Remarks or questions about doc content material cannot be answered by OFR staff. Remember to usually do not give confidential facts or personal data.
The Board evaluates a financial institution's overall performance less than an accepted strategy based on the general performance exams that will apply in the absence of the authorised approach and any optional analysis factors or qualified modifications and additions for the applicable efficiency tests established forth in the lender's accredited program.
To build supporting conclusions for borrower distributions of closed-finish household home loan loans, smaller business loans, and smaller farm loans, the Board evaluates the lender's efficiency by comparing the Borrower Financial institution Metric to general performance ranges, determined by the Borrower Current market Benchmark, Borrower Group Benchmark, and multipliers, as explained in paragraphs website V.d and V.e of appendix A to this component.
(five) Are presented to pupils or their families by way of a faculty at which the vast majority of students qualify at no cost or reduced-selling price foods underneath the U.S. Section of Agriculture's Countrywide School Lunch System;
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The Board reviews the impact and responsiveness with the financial institution's community enhancement loans and community progress investments that gain or serve the nationwide area, as furnished in § 228.15.
) A bank may possibly use alternate weights for combining the borrower and geographic distribution analyses for key solution line(s) or other loan products and solutions.
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(B) The performance of the financial institution's devices for providing retail banking expert services and the availability and responsiveness on the bank's retail banking products and solutions, pursuant to § 228.23, as applicable;